Additional Insureds and Contractual Liability

This session is designed to show how contractual liability differs from additional insured status and how the two interact in the general liability policy.

Basic Course Information

• Have reviewed the definition of an insured contract and the how endorsements that change the definition impact the coverage
• Understand how defense costs are handled in the contractual portion of the general liability policy
• Know how the separation of insureds language impacts the allocation of limits for both the named insured and the additional insured
• Understand the difference that additional insured status creates as respects defense costs

• How Contractual Liability Works    
• Endorsements Affecting Contractual Liability
• Additional Insured Status     
• Limitations to Additional Insured Status